Holiday Safety Hacks: Secure Your Season in a Minute!

Enjoy a Safe and Secure Holiday Season

As you gather with loved ones this Thanksgiving, take a moment to ensure your holiday season is both joyful and secure. With nearly half of holiday shopping happening online this year, it’s more important than ever to stay vigilant against holiday crime. The National Retail Federation reports that about 46% of holiday shopping will be done through online merchants, a slight increase from last year.

Steer Clear of Phishing Scams

Not all emails are what they seem. Phishing is a common tactic where criminals send emails to large numbers of people, attempting to steal personal data and cash. These emails may look legitimate, but often have telltale signs like misspelled words and poor grammar. If you receive a suspicious email, delete it immediately. Do not open attachments or click on links, as these can give criminals control of your computer.

Shop with Trusted Retailers

While low prices can be tempting, it’s safer to stick with retailers you know and trust. Unfamiliar companies might not offer the same protections if your item doesn’t arrive or isn’t as described. Plus, you’ve given them your payment card number and other personal information. Ensure your credit card company offers buyer fraud protection, which is usually free and can save you from potential headaches.

Opt for Credit Cards Over Debit Cards

Using a debit card exposes you to more risk. Criminals can clean out your checking account in one go with your debit card. Many people also have overdraft protections linked to their savings account, which can leave you completely cleaned out within minutes. Credit cards offer better protection against fraud.

Ensure Secure Online Shopping

When shopping online, make sure the site is secure. Look for URLs that begin with HTTPS, rather than HTTP. The HTTPS designation creates an encrypted private connection between your browser and the website, ensuring that your information cannot be viewed or modified by outsiders.

Protect Your Deliveries

In the physical world, ensure packages arrive when someone’s home to receive them. Thieves have been known to follow delivery trucks and steal items left on front porches. Consider having your items delivered to your work address or to a friend who will be at home. Installing security cameras can also help identify criminals if professionally installed.

Seek Expert Advice

When in doubt, ask someone knowledgeable about cybersecurity. Most security professionals are happy to lend some advice free of charge. These simple steps cost you nothing and do not require the services of identity theft companies. With a little common sense, you can secure and protect yourself faster and cheaper than anyone else.

From everyone here, enjoy the holidays and stay safe!